Paying for Veneers: Part 2
Dental veneers allow patients to transform their smiles by covering up a wide range of imperfections. These include chipped, misshapen, stained, and otherwise damaged teeth. In “Paying for Veneers: Part 1,” we discussed how to get the cost of veneers covered by your dental insurance plan, or by a flexible spending account (FSA) or health savings account (HSA). However, if your veneers aren’t considered medically necessary, you’ll need to consider other means of financing them.
Applying for a CareCredit Card
If you don’t yet have a CareCredit card, you might want to think about applying for it. It’s a specialized type of credit card that is intended solely for healthcare financing. Not all dental providers accept CareCredit, however, so make sure yours does.
One perk of using CareCredit to pay for your dental veneers is that every expense charged to the card that totals $200 or more is eligible for a no-interest promotional period. If you make each minimum payment and pay off the balance within the promotional period, you won’t get charged any interest.
Applying for a LendingClub Loan
If you would prefer to take out a loan instead of a credit card, consider applying for financing through LendingClub. LendingClub is a reputable leader in the peer-to-peer marketplace lending model. Every time a qualifying borrower applies for funds, LendingClub matches that borrower with investors who fund the loans. This company offers loans for a variety of purposes, including for medical or dental expenses. Your rate will depend on your credit score and history, but in general, LendingClub rates are highly competitive.
The dentistry office of Pearl Zadeh, DDS is committed to making exceptional dental care affordable and accessible to our Woodland Hills community. We’re pleased to accept CareCredit and LendingClub, and will work with your PPO plan to get your treatments covered. Get in touch today at (818) 716-6722 to book an appointment.
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